Thursday, July 21, 2016

Australia’s biggest Winners and Losers

In November 2012 Australia had their biggest Lottery winning. A phenomenal AUD $111 972 151.04 was split between four lucky tickets.

The jackpot winnings were split equally into AUD $27 993 037.76 for each ticket, the recipients of which were spread far and wide over Australia.

Two of the very lucky ticket winners were from Victoria and they were informed of their winnings by phone. One ticket was a  mother of three, who was so shocked by the good news that she made operator promise to call her back in case she accidentally hung up the phone! The second ticket was purchased by a central syndicate of 80 members, with each syndicate member entitled to a division share of AUD $349,913.00.

The third winning ticket was from New South Wales and was purchased by a by a dad from a NSW Lottery outlet during the family’s recent holiday to the coast.

The last lucky ticket was purchased in Queensland.

A little over a year later in December of 2013, the "Largest Lottery Win" ever by a single ticket was set, when a ticket purchased by a group of friends on the Gold Coast won AUD $70 Million in Oz Lotto
The women met regularly for lunch and used the money left over after paying their bill to buy a shared lottery ticket. The group of ladies have made the wise decision to remain anonymous.


But as with life's ups and downs not all lottery winner stories have happy endings and probably the unluckiest winner of all is one Mr. Robert Clemett from New South Wales. Mr Clemett is said to have realised that he had bought a winning ticket when he saw a television program about unclaimed lottery prizes almost four years after the Oz Lotto draw on 23 September 1997.

Mr Clemett tried to claim the outstanding sum of AUD $3,348,326.14, which remains the single largest unclaimed prize in the Oz Lotto. Unfortunately he was one of approximately 50 people who contacted NSW Lotteries for the purpose of making a claim or inquiry in respect of the unclaimed prize following the broadcast. He is the only claimant who has taken his claim as far as to pursue legal action in the NSW Supreme Court.

NSW Lotteries maintains that in the absence of a ticket, they have no legal obligation to pay over the winning sum. As a result Mr Clemett's case was dismissed and he was ordered to pay NSW Lotteries’ legal fees. 


The moral of the story here is that if you have purchased a lottery ticket, do yourself a favour and check your ticket after the draw!! Who knows, your bank account might expand by a few extra zeros!

Click here to find out more about the Australian Lottery's.


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Thursday, July 14, 2016

Not All Sunshine and Roses when winning the Lottery…

Most of us have this wistful back up plan of what we will do when we win the lottery!

But what if it isn’t all sunshine and roses when you win the lotto, impossible as it may seem.

The sad truth is that within 7 years 70% of lottery winners’ end up worse off than what they were before their lucky numbers came in. This is what happens when the running costs of those massive houses and the fleet of flashy cars start eating through your last savings! Some of the rags to riches winners have even ended up on the wrong side of the law. Below you will find some examples…


In 1998, William "Bud" Post III won $16.2 million in the Pennsylvania lottery.

A mere two weeks after Mr Post collected the first of his 26 annual payments of $497,953.47, he spent more than $300,000 on gifts and investments such as a liquor license, a lease for a restaurant in Florida, a used-car lot and a twin-engine airplane (despite lacking a pilot's license).

After just three months his debts totaled $500,000! The next year, he bought a mansion.
In summary Mr Post lost most of his money in small business ventures.

To add insult to injury his own brother took a ‘hit’ out on him hoping to inherit some of his winnings. This brother was caught and convicted for his actions. Mr Post’s ex-wife managed to sue him and was awarded some of his winnings.

Just when we thought it could not get any worse for Mr Post, he too spent time in jail for firing a gun over the head of a bill collector.

In 2006 Mr Post declared bankruptcy and at the age of, 66, died of respiratory failure at a Pittsburgh area hospital.


Another winner was Victoria Zell, who won an $11 million Powerball jackpot with her husband in 2001. Her husband and her decided to split the winnings and go their separate ways.

Victoria however ended up in Minnesota prison after being convicted of a drug-and-alcohol-induced vehicle collision. 
The crash killed one of her passengers and paralysed the other, her car had been travelling above 59mph when it ran two stop signs and hit a pick-up truck, spun and crashed into a tree. 

The woman who was paralysed sued Victoria for $2.7 million, saying it had ruined her life as she was unable to even hold her baby.


The moral of the story is be careful for what you wish for and remember that it is a wise idea to invest in some genuine financial planning advice when you win the BIG ONE!

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Thursday, July 07, 2016

South African National Lottery

Since early 2000 80% of South Africans have come to know the slogan “tata ma chance, tata ‘ma millions”, for their weekly chance of becoming a millionaire.

On it's first day of opening over 800 000 tickets were sold and nearly 70 Million Rands in revenue was collected from ticket sales in the first three weeks.

The National Lotto is South Africa’s most popular form of gambling!
A study in 2006 showed that 82% of South African’s played the lotto once a week and that a majority of those players were either unemployed or of the lower income earning bracket.
Average people hoping for a chance to change their lives and live their dreams.

34% of the Lotto revenue is donated to a charitable distribution fund under the new management of ITHUBA which was awarded the operating contract of the Lotto in June 2015.

ITHUBA’s goal are to re-invigorate the National Lottery through optimising the consumer experience, restoring faith and trust in the National Lottery, as well as showcasing its positive social contribution.

There are 6 Lotto games in South Africa:

The Lotto - which is drawn twice a week, where a player must choose 6 numbers in the range from 1 – 49. 
Six balls are drawn and further bonus ball will be drawn to increase the chances of a win. 
A minimum of three balls and a bonus ball must be matched to win. 
There is also in option of a QuickDraw where random numbers are chosen for the players if they cannot choose their own numbers to play.

The Lotto Plus - runs on the same days as the Lotto and the rules are exactly the same, it increases your chances to win and it costs a little bit more for this second chance ticket. 
The jackpots are however less than The Lotto.

PowerBall - this game requires the player to pick 5 numbers between 1 – 45 and one PowerBall between 1 – 20. 
The draw for this game is also twice a week but on different days to the Lotto and Lotto Plus.

The record jackpot prize for any Lottery game in South Africa was in PowerBall at R102,016,595. This prize was won in the Free State but to-date has never been collected.

The highest claimed prize was also from PowerBall at R91,068,427.

The PowerBall Plus - is the newest game to be introduced in South Africa and has the same concept as the Lotto Plus. 
It gives the player a second chance to win, with the winnings being less than that of the PowerBall itself. 
The draws are the same nights as the PowerBall.

Sportstake - A player predicts outcomes of 12 predetermined match fixtures drawn from the English Premier League and other identified professional soccer fixtures. This game is very popular amongst soccer (football) fans.
The player can select a single or multi match result for each fixture, but will pay slightly more for the latter ticket option.

EAZiWIN - is a digital scratch card, where a card is compared against an electronically generated slip and not scratched as would be the case in traditional scratch cards. 
These games are based on traditional African games and very popular with the township folk.

Where can I get Tickets:
South African Lottery Tickets are available at kiosks in most towns and cities throughout South Africa. The Lotto, Lotto Plus and PowerBall are playable online through the First National Bank and Nedbank banking websites and their relative mobile applications.


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Thursday, June 30, 2016

New York’s biggest lottery winner wants to share his winnings with YOU!

So you have been following world lottery winners and dreaming of your soon to come BIG win. You know it can happen and you diligently buy your tickets each week in the hope that one day lady luck will be sitting by your side.

Then out of the blue, a lottery hero, the infamous New York lottery winner contacts you and tells you he will be sharing his winnings with you.

You! A complete stranger with no link to the family or the winner whatsoever! In fact you are not even in the same city or even the same country!

The first thing you do is your due diligence. Who better than to ask Google? So you look up the winner and discover that Mr Harold Diamond and his wife indeed won over $ 320 000 000.00. His email address checks out: and he has even left a telephone number (he is on holiday in Nigeria).

So you call him straight away to find out how much dosh he wants to share with you! When Harold answers you note that being super rich even allows you to trade in your old accent for a nice new Nigerian one.

Harold confirms that you have indeed won a portion of his winnings, a whopping $10 Million USD... You can not believe your luck and are already imagining how you are going to spend the muhlah! A nice new Porsche, some hair implants, a belly tuck, a face lift and perhaps a few extra inches to the old boy. While you are at it, you even consider trading in the wife for a mistress. You know the type, the ones you see in movies who like to collect $1 bills.

Now while the devil on the one shoulder is already spending your new found fortune and inevitable fame, the angel on the other shoulder is jumping up and down saying: "think about it for a second, do you see Tom Cruise in the mirror each morning?" You make a mental note of trading in the Angel for a more agreeable one... like movie stars and their agents and their leaches, sorry I mean friends.

Harold brings you back to reality, he needs you to do something for him since he is going to give you such a large wad of cash. Don't worry, its a small thing... As a show of good faith he needs you to pay for the attorney fees. Don't worry, it's only $1200 USD... which is nothing.

You agree, why would you not? How do you get your lovely mistress who likes $1 bills without an attorney? Maybe he can draw up your pre-nuptial agreement as well... and get a discount at the same time? You know, two birds with one stone?


A week later Harold calls you and thanks you for the payment. It sounds like there is a party going in the background, rich people really do have fun!

Harold tells you that all is going according to plan and you will soon be getting your $10 Million. He needs one more small thing from you. But don't worry, its a small payment of $850 for the delivery of the check.


Now when the check does not arrive, you call up Harold, he is still at the same party and its two weeks later.

He notes that you have not drawn the money from his account yet and asks what the problem is. You tell him the check has not arrived.

He tells you he will look into it.

A week later he calls and tells you there has been a mix up. You forgot to pay the stamp duty. But don't worry, its only $350.

You pay.

A week later, you call.

Harold says he will look into it.

He does.

The payment has gone missing and we need to hire an investigator to find out what is going on. But don't worry, his friend will do the work for you. $4500 and it will be sorted out.

You pay...

And so it goes on... until you are broke or start to listen to the angel on your shoulder.

The moral of the story is this:
If you happen to be a movie star, you need to get rid of your sucky agents, fair weather friends and surround yourself with people who actually give a shit about you.

If your ego is so sensitive that you cast out those that tell you things you do not want to hear, then you deserve to get screwed over by the devil on your shoulder.

But this article is not about movie stars, its about you playing the role of regular Joe, with likely a regular job and salt of the earth friends with regular if not down right boring jobs too who no matter what will be there for you. In my opinion you are living a role that movie starts only have the privilege to briefly act.

So enjoy your life for what it is and listen to that Angle (your gut feeling) when something too good to be true comes about.

Below is an example of a real email proclaiming that New York's biggest Lottery winner, Mr Harold Diamond who with his wife won over $ 320 000 000.00 and that you may receive a portion of it please know that this is unfortunately a scam.

Not Mr. Diamond or his winnings, as that is all true, but the giving away of a million dollars to 5 complete strangers over the internet is.

Our suggestion to you. Go to the shop, buy your wife a bunch of flowers, rent out a cheap movie and and know that while she may not be a pole dancer under 80's retro lights from a distant Quentin Tarantino movie, she sure is a lot less hassle than being conned by some 18 year old from Lagos or down town Brooklyn

"From Harold Diamond.

This is a personal email directed to you, I am Harold Diamond, I won $326 million Mega Millions jackpot, the largest in New York Lottery history,and have voluntarily decided to donate the sum of one million United State dollars ($1,000,000.00USD) to you as part of our own charity project to improve the lot of 5 unknown lucky individuals all over the world plus family and give back to the local communities.

If you have received this email then you are one of the lucky recipients and all you have to do is to contact Barrister Davido Lucas (Zenit Chambers) with Code: NYMJ6814 via email so that he can send your details to the payout bank for fund disbursement.

You can verify this by visiting the web pages below.

Good luck,
Harold Diamond."

If you Google the "barrister’s" name and details you come across more of the similar scams. 

The whole goal of this scam is, is for you to contact the "lawyers" and then to be able to access your share in the winnings, that Mr Harold Diamond is gifting you. You would need to deposit an certain amount of money to cover transfer fees and taxes, once that has cleared into the "lawyers" account then they request more money, what is a little more money you if you have a million dollars coming your way? So you transfer more money and the scam pretty much goes on this way until you realise that you are being scammed and stop transferring your hard earned money over to the fake "lawyers". Unfortunately there is no recourse to get your funds back.

Sadly people are still being fooled by these types of scams and it doesn’t help that said scammers are becoming wiser with their tactics and actually using real and truthful facts about lottery winners and their winnings.

Keep your eyes open and trust your gut – a complete stranger sharing his wealth with you randomly and out of the blue seldom happens. Please do your research if you receive such emails.

For more information on known lottery scams visit our knowledge base by clicking here.
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